Many insurance companies will reimburse you for the new seats. … If the insurance company has “trouble remembering” that they’re supposed to cover the replacement of the car seats, show them the instruction manual to your child’s car seat where it states that the seat should not be re-used after a crash.
Do you replace a car seat after an accident?
NHTSA recommends replacing child safety seats and boosters following a moderate or severe crash in order to ensure a continued high level of crash protection for child passengers. NHTSA recommends that child safety seats do not automatically need to be replaced following a minor crash..
Does insurance have to replace car seats?
Insurance companies in California are obligated by law to replace occupied seats. … An insurance company may instruct you to purchase a replacement seat and submit the receipt for reimbursement. It is important that you clarify what your insurance company will cover before buying a new car seat.
Does State Farm replace car seats after an accident?
The National Highway Traffic Safety Administration says a car seat doesn’t have to be replaced after a minor crash. … Progressive Insurance told us they do not cover car seat replacement. Geico says they do. Allstate and State Farm says they cover it, in accordance with the NHTSA.
What is considered a moderate car crash?
A moderate to severe crash is defined as the “equivalent to hitting a solid, fixed barrier at 8-14 mph or higher. (This would be the equivalent of striking a parked car of similar size at about 16-28 mph or higher.)
Do insurance companies pay for car seats?
Insurance companies reimburse you for the car seat you owned, not the car seat you purchase. So before upgrading your car seat to the most expensive model, make sure you are aware that the reimbursement will be for the amount paid for the original receipt.
Can you tell if a car seat has been in an accident?
Car seats that have been involved in a crash may not appear damaged. No one can visually inspect a car seat for you or certify that it’s safe to use if the history is unknown or it has been in a crash.
Will Evenflo replace after accident?
Evenflo. Replace after any crash.