After a car accident, a claims adjuster from your insurance company will estimate the damage to your car and produce a repair estimate. Getting a collision body repair estimate can take anywhere from two to five days depending on the insurance company you use.
How long does it take to write an estimate on car damage?
If your vehicle has been damaged and it is not something you can repair yourself, you will need to take it in for a car damage estimate. If the vehicle has sustained no damages to mechanical aspects, then the estimate should take 15 minutes to ½ an hour.
Why do car repairs take so long?
Repairing or replacing a car part can be a quick or slow process. It all depends on your vehicle, the scope of the damage, the response of the insurance company, and availability of parts and shop scheduling. … If you drive a unique vehicle or an older model car, it may take extra time to get the parts you need.
What happens after you get an estimate on car damage?
If the body shop estimates your car cannot be repaired for the amount estimated by the insurance company, ask the manager of the body shop to call the insurance company on your behalf. The insurance company will then issue you a check to the body shop to pay for the repair to your car.
How long does insurance take to fix your car?
Here’s the thing, your insurance company has nothing to do with the actual repair of your vehicle. They do, however, have an employee known as an insurance adjuster come out to your chosen body shop to evaluate your vehicle, and approve repairs. This process typically takes 4-5 days.
What takes a day to fix in a car?
Day 1: The vehicle is disassembled to fully identify all existing damage. The repair estimate is finalized. Day 2-3: The dents are straightened and scratches removed from the body. Broken items are replaced.
Should I file a claim or get an estimate first?
For example, if you or another party has suffered a significant financial loss or physical injury, you should involve your insurance company. However, if the damage is minor or your vehicle is the only car involved, you might be better off getting an estimate prior to filing a claim.
Can I sue my mechanic for taking too long?
You would have to go to Small Claims or District Court, depending on the amount of money sued for. You will probably need another mechanic to look at the car and tell you how much it is going to cost to finish it. You would sue the mechanic for the cost to finish minus the $500 you haven’t paid him yet.
When a mechanic is taking too long?
When you find out the repair is going to take longer than expected, talk with the mechanic and ask why the delay has occurred and when you can reasonably expect the car to be done. Stay calm, polite and friendly and expect the same in return.
How do you know if you can trust your mechanic?
A trustworthy mechanic is always willing to explain the problem to you and show you the proof. If the mechanic is comfortable working while you watch, you can trust him. If the mechanic is apprehensive about letting you take a look, you’ll never know if he is being honest.
What happens if the other driver is at fault?
If another driver collides with your car and is found to be at fault, there’s a high chance that your vehicle has taken some damage, even you can still safely drive away from the accident. Property damage compensation pays for the costs of making repairs for any damage that happened to your car in the accident.
Does insurance cover if you damage your own car?
You can make an insurance claim for damage you caused to your own car if you have collision and/or comprehensive coverage. If you have a liability-only car insurance policy, however, damage that you do to your own car won’t be covered. Liability insurance only pays for the other driver’s damages and injuries.
How much will I get if my car is totaled?
Your insurer will determine whether the vehicle is a total loss, based on repair costs. Your insurer will issue payment for the actual cash value of the totaled vehicle, minus your deductible on your comprehensive or collision coverage.